Affordable Life Insurance with Lots of Coverage!
Only P1,800 per year
Provided for by Western Guaranty Insurance Corporation
Sulit na sulit na renewable life insurance! Very affordable and with lots of coverage. Accidental and non-accidental death, permanent disability at daily hospital income benefit are included.
DHICCS Insurance will assist you with topnotch support along the way.
INSURANCE COVERAGE AND
POLICY INCLUSIONS
Here are the value-packed inclusions of this group policy plan.
Covers the age of 18 to 65 years old.
P80,000
Accidental Death Coverage
P40,000
Non-Accidental Death/Natural Coverage
P80,000
Total and Permanent Disabiity due to Accident
P8,000
Medical Reimbursement due to Accident
P80,000 (max)
Physical Dismemberment due to Accident
P400/day due to sickness
P800/day due to accident
Hospital Income Benefit
HOW TO GET INSURED
Sign up using our simple registration form
We only need your basic information, protected by the Data Privacy Law.
Pay the annual premium
Gcash, Maya (formerly Paymaya), Unionbank and BPI fund transfers, credit and debit cards are accepted. All payments are 3D secure.
Receive your insurance policy
Your policy will be emailed to you within 24 hours. Your information will be submitted to Western Guaranty corporation under
Coverage starts in as early as 7 days
Insurance coverage starts after 7 days of remitting payment for the policy.
REGISTRATION FORM
(We need this for your Certificate of Insurance, which you'll receive within 24 hours through your email address.)
Don't worry, all data is protected in compliance with the Data Privacy Act of the Philippines (RA 10173).
ACCEPTED PAYMENT METHODS
TERMS AND CONDITIONS
The date of effectivity of the policy will be 7 days after confirmed payment of the annual premium.
1. Death or disablement or bodily injury, occasioned by or happening through:-
- War, Invasion, Act of Foreign Enemy, Hostilities (whether war be declared or not), Civil War, Rebellion, Revolution, Insurrection, Mutiny, Military or Usurped Power Riots, Strikes Military or Popular Rising.
- Suicide or Attempted Suicide whether felonious or not, sane or insane), Hernia, Alcoholism, Intoxication, Drugs, Intentional Self-injury, Insanity, Diseases or Infections (except pyogenic infections which shall occur through an accidental cut or wound).
- Poison or any poisonous substances accidentally or otherwise taken, administered, absorbed or inhaled.
- Earthquake, Volcanic Eruption, or Tidal Wave
2. Death or disablement caused by murder or provoked assault or any attempt thereat.
3. Death or disablement or bodily injury, occurring whilst the Insured is travelling in an aircraft other than one licensed for public passenger service and operated by a regular Air Line on a published schedule flight over a regular air route between two definitly establ.shed airports and in which the Insured is travelling as a ticket-holding passenger.
4. Death or disablement or bodily injury consequent upon the Insured engaging in hunting, racing of all kinds, steeplechasing, polo playing, mountaineering, winter sports, ice hockey, football, yachting, or using woodworking machinery driven by mechanical power.
5. Death or disablement or bodily injury occasioned by or happening through pregnancy or childbirth with respect to women.
6. Death or disablement of bodily injury, consequent upon the Insured engaging in the making or handling of explosives or upon being engaged as a custodian of explosives.
7. Death or disablement or bodily injury, consequent upon the Insured's commission of or attempt to commit a felony as consequent upon the Insured's being engaged in an illegal occupation, or performing an unlawful act.
1. This Policy includes the endorsements and attached papers, if any and, with the application on file with the Company or attached hereto, contains the entire contract or insurance.
No statement made by the applicant for insurance not included herein shall avoid the policy or be used in any legal proceedings hereunder. No agent has authority to change this Policy or to waive any of its provisions. No change in this Policy shall be valid unless approved by an executive officer of the Company and such approval be endorsed hereon in accordance however in all cases with the Section 50 of the Insurance Code.
2. All certificates, information and evidence required by the Company shall be furnished at the expenses of the Insured or his beneficiary or his legal personal representatives and shall be in such form and of such nature as the Company may prescribe. The Insured as often as required shall submit to medical examination on behalf of the Company at its own expense in respect of any alleged bodily injury. The Company shall in case of death of the Insured entitled to have a post mortem examination at its own expense. The Insured shall as soon as possible after the occurrence of any injury obtain and follow the advise of a duly qualified medical practitioner and the Company shall not be liable for any consequences arising by reason of the Insured's failure to obtain or follow such advise and use such appliances or remedies as may be prescribed.
3. The Insured shall give immediate notice in writing to the Company of any changes in his address or in his profession or occupation or of the effecting of other Insurances except Coupon against accident, disease or sickness and on tendering any premium for the renewal of this Policy shall give notice in writing to the Company of any disease, sickness, physical defect or infirmity with which he has become affected for which he has become aware since the payment of the preceding premium.
4.Written notice of injury must be given to the Company within thirty (30) days after the date of the accident causing such injury on which claim is based. In the event of accidental death immediate notice thereof must be given to the Company.
Failure to give notice within the time provided in this Policy shall not invalidate any claim if it shall be shown not to have been reasonably possible to give such notice with the said limit, and that notice thereof must be given to the Company.
5. Such notice by or in behalf of the Insured given to the Company or to any authorized agent of the Company, with particulars sufficient to identify the Insured shall be deemed to be notice to the Company. Failure to give notice within the time provided in this Policy shall not invalidate any claim if it shall be shown not have been reasonably possible to give such notice and that notice was given as soon as was reasonably possible.
Contact Us
for Insurance Claims and Other Insurance-Related Concerns
Room 327, M. Diaz Building
Osmena Boulevard,
Brgy. Capitol Site
Cebu City, Cebu
Armando V. Canoy
insurance@dhiccs.com
+63 995 473 2206
STAY TUNED